About Brian Cooney:

If you are looking at our conventional mortgage programs, a VA loan, or don’t know where to start, Brain Cooney will make sure you are aware of all your options and can help you in deciding which choice will benefit you the most.


“I want to buy a home, but I don’t know where to start.”

If you are a first-time home buyer or looking for a good place to start in the home buying process, we recommend starting with a mortgage pre-approval. That is typically the first thing a real estate agent or home seller asks for when you inquire about a house.


Let’s look at which mortgages might be a good fit for first-time home buyers:

You may want to consider a low down payment loan or a no down payment loan, as they are popular options with first-time home buyers. Low and no down payment mortgage options can be the Fannie Mae conventional 3% down payment mortgage, the FHA 3.5% down payment mortgage, the VA 0% down payment mortgage for military and USDA-RD 0% down payment if you are buying a house in an approved rural neighborhood.


A note from Brian:

I am licensed to work with your home mortgage in Delaware, Maryland, New Jersey, and Pennsylvania and would be happy to help in any of these states. I look forward to answering your questions and guiding you through buying your new home.